Author Name: Anurag Bhullar
After the terrorist attacks on Mumbai last month, everybody is scratching their heads regarding the compensation of the huge damage done by the terrorists in Taj and Trident-Oberoi Hotels during those dismal moments.
It is very interesting to know that General Insurance Company (GIC) in India manages a sum of Rs 1200 crore as terror insurance fund according to the mandatory guidelines set by Insurance Regulatory and Development Authority (IRDA).
In 2002, following the terrorist attacks on the World Trade Centre (WTC), a India Market Terrorism Pool (IMTP) was set up in India with a sum of Rs 200 crore to effectively deal with the unforeseen damage.
According to the General Manager of the GIC, Mumbai, the Taj Hotel has terror insurance of Rs 1000 crore. A number of appraisers are assessing the damage done due to the attacks on Taj Hotel and will soon quantify the loss in exact terms. In addition to loss of property, the business interruption loss also comes in the sphere of terror insurance.
|